Fundamentals of Credit Analysis

Fundamentals of Credit Analysis

位教师：Doug Williamson

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2个模块

深入了解一个主题并学习基础知识。

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初级等级

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4 小时完成

灵活的计划

自行安排学习进度

2个模块

深入了解一个主题并学习基础知识。

33 条评论

初级等级

推荐体验

4 小时完成

灵活的计划

自行安排学习进度

您将学到什么

Explain the concept of credit risk and how it affects pricing in bonds.
Discuss the four Cs (Capacity, Collateral, Covenants, and Character) of standard credit analysis.
Analyze statements, calculate ratios to gauge borrower risk and its impact on debt pricing.
Compare different types of bonds based on their credit ratings and explain the meaning behind those ratings.

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作业

6 项作业

授课语言：英语（English）

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Petrobras, TATA, Danone, Capgemini, P&G 和 L'Oreal 的徽标

该课程共有2个模块

This course provides a structured introduction to evaluating credit quality in corporate issuers. Learners examine credit risk fundamentals, the role of credit ratings, the “4 Cs” of credit analysis, and key financial ratios used to assess borrower risk and bond pricing. Through practical examples, participants learn how analysts interpret credit metrics to inform lending, investment, and risk management decisions.

Designed for professionals across front, middle, and back-office functions—or those aspiring to such roles—this course benefits individuals in lending, fixed income investment, operations, or risk assessment. No prior credit analysis experience is required; the program builds from foundational concepts to applied analytical techniques. By the end, learners will be able to explain credit risk, analyze financial statements, interpret credit ratings, and compare bonds by credit quality—skills essential for informed decision-making in diverse market conditions.

In this module, you’ll learn the foundations of credit analysis, including how credit risk fits within overall investment risk and how bonds are priced. You’ll explore the four Cs of credit analysis—capacity, collateral, covenants, and character—to assess borrower quality and repayment likelihood. Through practical examples and clear frameworks, you’ll gain the skills to evaluate issuers, understand bond valuation, and make informed credit decisions.

涵盖的内容

9个视频3篇阅读材料2个作业

9个视频总计33分钟

Introduction to the Course and the Instructor 2分钟
Investment Risk 4分钟
Credit Risk 4分钟
Bonds, Issuers, Borrowers and Investors 4分钟
Bond Pricing 4分钟
Capacity 4分钟
Collateral 4分钟
Covenants 4分钟
Character 4分钟

3篇阅读材料总计25分钟

Welcome to the Course 5分钟
Additional Resources 10分钟
Additional resources 10分钟

2个作业总计40分钟

Credit Risk and Bond Pricing 20分钟
The Four Cs Of Credit Analysis 20分钟

In this module, you’ll learn how to assess creditworthiness by evaluating financial statements, analyzing key ratios, and interpreting credit ratings. You’ll explore how assets, liabilities, profitability, and cash flow sustainability inform credit risk. You’ll also master the use of leverage, coverage, and profitability ratios, and understand the methodologies behind credit ratings, default probabilities, and loss recovery. Through expert-led videos, practical exercises, and real-world case studies, you’ll develop the skills to conduct thorough financial and credit analysis, enabling sound lending and investment decisions.