RiskWise: Insurance and Your Financial Future

RiskWise: Insurance and Your Financial Future

本课程是 Mastering Money: Risk, Wealth, and Our Economy 专项课程的一部分

位教师：Dr. Craig Lemoine

访问权限由 Coursera Learning Team 提供

4个模块

深入了解一个主题并学习基础知识。

初级等级

无需具备相关经验

8 小时完成

灵活的计划

自行安排学习进度

4个模块

深入了解一个主题并学习基础知识。

初级等级

无需具备相关经验

8 小时完成

灵活的计划

自行安排学习进度

您将学到什么

Evaluate personal and household risks using core insurance and human capital concepts
Identify insurance solutions that support long-term financial planning
Explore career paths and professional roles in risk management and insurance

您将获得的技能

要了解的详细信息

可分享的证书

添加到您的领英档案

作业

5 项作业

授课语言：英语（English）

了解顶级公司的员工如何掌握热门技能

了解关于 Coursera for Business 的更多信息

Petrobras, TATA, Danone, Capgemini, P&G 和 L'Oreal 的徽标

积累特定领域的专业知识

本课程是 Mastering Money: Risk, Wealth, and Our Economy 专项课程专项课程的一部分

在注册此课程时，您还会同时注册此专项课程。

向行业专家学习新概念
获得对主题或工具的基础理解
通过实践项目培养工作相关技能
获得可共享的职业证书

该课程共有4个模块

RiskWise: Insurance and Your Financial Future introduces learners to the fundamentals of risk management and insurance as essential tools for financial planning. Whether you're exploring a career in insurance or seeking to strengthen your personal financial strategy, this course offers practical insights into risk types, human capital, insurance operations, and the roles of professionals in the field.

Through real-world examples, interactive activities, and expert interviews, you’ll learn how to evaluate personal risks, understand insurance products, and apply risk management strategies to build financial resilience. Designed for a broad audience—including aspiring and current insurance professionals—this course empowers you to make informed decisions and better serve clients or your own household. This course is part of the College of ACES suite of online programs. To learn more about online programs from the College of ACES and explore ways to apply your Coursera work toward a degree program at the University of Illinois, visit ACES Online. @ aces.illinois.edu/online

In this module, you’ll get oriented with the course and begin exploring the foundations of risk and insurance. You’ll learn key terms like loss, uncertainty, and the law of large numbers, and discover how insurance functions as a tool to manage risk. Through engaging examples and real-world scenarios, you’ll start building your understanding of risk types and how they affect financial decision-making.

涵盖的内容

11个视频4篇阅读材料2个作业1个讨论话题

11个视频总计46分钟

Course Introduction 1分钟
Meet Your Instructor | Craig Lemoine 4分钟
Module 1 Overview 1分钟
Risk, Peril & Hazards 5分钟
Types of Losses 5分钟
Basic Concepts of Risks and Losses 8分钟
Diving into Risks and Losses 8分钟
Types of Risks 7分钟
Sharks & Mosquitos: Objective and Subjective Risks 5分钟
Can You Insure It? 2分钟
Module 1 Wrap-Up 1分钟

4篇阅读材料总计30分钟

Meet Your Instructor | Tapiwa Sigauke 10分钟
Syllabus 5分钟
Updating Your Profile 10分钟
Explore More – Understanding Risk and Insurance 5分钟

2个作业总计45分钟

Module 1 | Knowledge Check 15分钟
Orientation Quiz 30分钟

1个讨论话题总计10分钟

Getting to Know Your Classmates 10分钟

In this module, we’ll explore the concept of human capital and how it connects to financial planning and risk management. You’ll learn how to evaluate your earning potential, understand the time value of money, and compare insurance and non-insurance solutions. By the end of the module, you’ll be able to outline the risk management process and apply economic thinking to household financial decisions.

涵盖的内容

14个视频2篇阅读材料1个作业1个插件

14个视频总计61分钟

Module 2 Overview 1分钟
Intro Human Capital 4分钟
Human Capital and Time Value of Money 6分钟
Properties of Insurance 7分钟
Steps in the Risk Management Process 8分钟
Risk Management Terms 3分钟
What’s Missing on Your Balance Sheet 4分钟
Economic Theory: Bridging FP & Risk 4分钟
Traditional Thinking of Human Capital 3分钟
Household Production Line 8分钟
Disability, Risk Management and the Household Production Line 3分钟
Permanent Income Hypothesis 4分钟
Evolution of Human Capital 5分钟
Module 2 Wrap-Up 1分钟

2篇阅读材料总计15分钟

Learner Guide | Human Capital Calculator: What’s Your Future Worth? 10分钟
Explore More – Human Capital and Risk Management 5分钟

1个作业总计15分钟

Module 2 | Knowledge Check 15分钟

1个插件总计15分钟

Interactive Human Capital Calculator: What’s Your Future Worth? 15分钟

This module introduces how insurance works—from individual and group policies to social programs. You’ll explore how insurance companies operate, who’s involved in the process, and how risk discovery techniques help identify gaps in coverage. Interviews and case studies will help you connect insurance operations to broader wealth management strategies.

涵盖的内容

13个视频1篇阅读材料1个作业

13个视频总计55分钟

Module 3 Overview 1分钟
Categories of Insurance 4分钟
Methods of Treating Risk 7分钟
Social Insurance Programs 4分钟
How Insurance Companies Work 5分钟
Group Insurance 5分钟
Parties Involved with Insurance 3分钟
Meeting Sharon Allen 1分钟
Risk in the Context of Goal Setting 6分钟
Wealth & Risk: Keeping up with Insurance Products 4分钟
What Happens when the Market Drops? 7分钟
Wealth and Long-Term Care 7分钟
Module 3 Wrap-Up 1分钟

1篇阅读材料总计5分钟

Explore More – Insurance Operations and Wealth Management 5分钟

1个作业总计15分钟

Module 3 | Knowledge Check 15分钟

In this final module, we’ll explore the roles of professionals in risk and insurance. You’ll hear from industry experts, analyze a case study, and learn how trust, innovation, and career pathways shape the field. After this module, you’ll be ready to complete the final assessment and earn your Coursera certificate!