Who is this course designed for?

<text variant="body1">This course is designed for professionals working in banking and financial services, including roles in lending, retail banking, compliance, community development, and operations. It is especially relevant for individuals responsible for managing customer credit needs, supporting regulatory compliance, or contributing to activities that affect their institution's CRA performance.

Do I need prior knowledge of CRA or banking regulations?

<text variant="body1">No prior knowledge of CRA or banking regulations is required. The course is beginner-friendly and introduces key concepts, terminology, and requirements in a clear, practical manner, making it accessible to anyone new to CRA compliance topics.

How will this course support my professional development?

<text variant="body1">This course equips you with the knowledge to recognize CRA-relevant activities in your day-to-day role, understand how your institution is evaluated by regulators, and contribute meaningfully to fair lending and community development goals. It builds the compliance awareness needed to act confidently and responsibly within your banking role.

When will I have access to the lectures and assignments?

To access the course materials, assignments and to earn a Certificate, you will need to purchase the Certificate experience when you enroll in a course. You can try a Free Trial instead, or apply for Financial Aid. The course may offer 'Full Course, No Certificate' instead. This option lets you see all course materials, submit required assessments, and get a final grade. This also means that you will not be able to purchase a Certificate experience.

What will I get if I subscribe to this Specialization?

When you enroll in the course, you get access to all of the courses in the Specialization, and you earn a certificate when you complete the work. Your electronic Certificate will be added to your Accomplishments page - from there, you can print your Certificate or add it to your LinkedIn profile.

Is financial aid available?

Yes. In select learning programs, you can apply for financial aid or a scholarship if you can’t afford the enrollment fee. If fin aid or scholarship is available for your learning program selection, you’ll find a link to apply on the description page.

Community Reinvestment Act (CRA)

Q: What will I learn in this course?

<text variant="body1">You will learn why the Community Reinvestment Act was enacted, what it requires of banks, and how compliance is evaluated. The course covers assessment areas, community credit needs, CRA performance tests, rating levels, and examination standards, as well as the lending, service, and investment activities that contribute to positive CRA performance.

本课程是 Fair Lending, Inclusion, and Employment Responsibilities 专项课程的一部分

位教师：Kriti Kamra

包含在中

了解更多

3个模块

深入了解一个主题并学习基础知识。

初级等级

推荐体验

3 小时完成

灵活的计划

自行安排学习进度

3个模块

深入了解一个主题并学习基础知识。

初级等级

推荐体验

3 小时完成

灵活的计划

自行安排学习进度

您将学到什么

Explain the purpose, history, and core requirements of the Community Reinvestment Act (CRA)
Describe how banks are evaluated under CRA, including assessment areas, performance tests, rating levels, and examination standards
Identify lending, service, and investment activities that contribute to positive CRA performance and support community development goals
Apply foundational CRA compliance principles to real-world banking scenarios for supporting fair lending and regulatory compliance

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可分享的证书

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Petrobras, TATA, Danone, Capgemini, P&G 和 L'Oreal 的徽标

积累特定领域的专业知识

本课程是 Fair Lending, Inclusion, and Employment Responsibilities 专项课程专项课程的一部分

在注册此课程时，您还会同时注册此专项课程。

向行业专家学习新概念
获得对主题或工具的基础理解
通过实践项目培养工作相关技能
获得可共享的职业证书

该课程共有3个模块

Behind every compliant bank is a team that understands the Community Reinvestment Act (CRA); start building that knowledge today!

CRA is a landmark federal law requiring banks to meet the credit needs of the communities they serve, including low- and moderate-income (LMI) neighborhoods. Enacted in 1977 to combat redlining and disinvestment, CRA remains essential to fair lending and community development banking. This course delivers practical CRA training focused on real-world application over legal complexity. You will explore key CRA regulations, including assessment areas, community credit needs, CRA performance tests, rating levels, and CRA exam requirements through clear explanations, examples, and guided activities. Through interactive scenarios, video walkthroughs, and self-assessments, you will build foundational knowledge of CRA compliance, understand how banks are evaluated by regulators, and identify the lending, service, and investment activities that support strong CRA performance. By the end, you will be prepared to apply CRA principles confidently in your role. Enroll today to strengthen your CRA compliance skills, support fair lending, and advance responsible community investment.

单元详情

This module introduces the Community Reinvestment Act from the ground up; why it was enacted, what it requires, and where it applies. Learners begin with the historical context that led to CRA's passage, then build a working vocabulary of key terms and concepts. The module then turns to assessment areas and community credit needs, helping learners understand how banks identify and respond to the needs of the communities they serve, with particular attention to low- and moderate-income neighborhoods. By the end of this module, learners will have a solid foundation for understanding CRA's purpose, scope, and the community-focused framework that drives compliance.

涵盖的内容

1篇阅读材料3个作业7个插件

1篇阅读材料总计2分钟

Course Overview: Community Reinvestment Act2分钟

3个作业总计27分钟

Practice Quiz: CRA Basics: Purpose, Scope, and Key Definitions8分钟
Practice Quiz: Assessment Areas and Community Needs4分钟
Graded Quiz: CRA Foundations and Community Needs15分钟

7个插件总计33分钟

Activity: Why CRA Exists5分钟
Activity: Key CRA Terms5分钟
Activity: Who the CRA Covers5分钟
Activity: CRA Scope Check5分钟
Activity: Mapping an Assessment Area5分钟
Activity: Understanding Community Needs5分钟
Activity: Key Takeaways: CRA Foundations3分钟

This module moves from foundational concepts to practical application. Learners explore how CRA performance is actually measured — the three performance tests, the four rating levels, and the role of the CRA Public File. The module then connects these evaluation mechanics to everyday banking work, showing learners how lending, service, and investment activities contribute to positive CRA performance. Through video examples and role-based scenarios, learners will see how CRA-relevant activities look in practice across different banking functions. By the end of this module, learners will understand both how their bank is evaluated and what they can do in their specific roles to support strong CRA performance.

涵盖的内容

3个作业7个插件

3个作业总计27分钟

Practice Quiz: CRA Exams, Ratings, and the Public File8分钟
Practice Quiz: Everyday CRA-Relevant Activities4分钟
Graded Quiz: CRA in Practice15分钟

7个插件总计33分钟

Activity: The Three CRA Tests5分钟
Activity: CRA Ratings at a Glance5分钟
Activity: Inside a CRA Exam5分钟
Activity: Test or Rating?5分钟
Activity: Your Role in CRA5分钟
Activity: CRA Activities by Category5分钟
Activity: Key Takeaways: CRA in Practice3分钟

This final module brings the course full circle. Learners demonstrate their understanding of CRA concepts through a comprehensive graded assessment covering all three course objectives — the purpose and requirements of CRA, how performance is evaluated, and what activities support positive CRA performance. After the assessment, learners review key takeaways from the entire course and leave with an actionable checklist of steps they can take in their roles to apply what they've learned.