Master banking credit analysis, risk management, and NPA resolution with real-world frameworks. Build job-ready skills to evaluate loans, manage portfolios, and minimize credit risk in modern banking.
This Specialization provides a comprehensive, practical approach to the entire banking credit lifecycle—from loan appraisal and financial analysis to portfolio monitoring and stressed asset recovery. Designed for aspiring and working professionals, it equips learners with the skills required to make confident, risk-aware lending decisions.
You will learn how to analyze financial statements, assess working capital and term loan requirements, calculate key metrics such as DSCR and break-even points, and evaluate borrower creditworthiness. The program also covers portfolio-level risk management, regulatory compliance, early warning signals, and NPA prevention strategies.
With a strong focus on real-world banking practices, learners will gain hands-on knowledge of credit monitoring systems, documentation controls, and recovery frameworks including restructuring, DRT, and settlement mechanisms.
By the end of this Specialization, you will be able to independently evaluate credit proposals, manage banking portfolios, and handle credit risk and recovery processes with confidence—making you highly valuable in banking and financial services roles.
Übungsprojekt
Learners will work on real-world banking scenarios such as analyzing loan proposals, evaluating borrower financials, and identifying credit risks. These projects simulate actual credit appraisal, portfolio monitoring, and NPA management situations, enabling learners to apply concepts to solve practical lending and risk challenges.
