Who is this course designed for?

<text variant="body1">This course is designed for professionals working in banking and financial services, including roles in lending, retail banking, compliance, community development, and operations. It is especially relevant for individuals responsible for managing customer credit needs, supporting regulatory compliance, or contributing to activities that affect their institution's CRA performance.

Do I need prior knowledge of CRA or banking regulations?

<text variant="body1">No prior knowledge of CRA or banking regulations is required. The course is beginner-friendly and introduces key concepts, terminology, and requirements in a clear, practical manner, making it accessible to anyone new to CRA compliance topics.

How will this course support my professional development?

<text variant="body1">This course equips you with the knowledge to recognize CRA-relevant activities in your day-to-day role, understand how your institution is evaluated by regulators, and contribute meaningfully to fair lending and community development goals. It builds the compliance awareness needed to act confidently and responsibly within your banking role.

When will I have access to the lectures and assignments?

To access the course materials, assignments and to earn a Certificate, you will need to purchase the Certificate experience when you enroll in a course. You can try a Free Trial instead, or apply for Financial Aid. The course may offer 'Full Course, No Certificate' instead. This option lets you see all course materials, submit required assessments, and get a final grade. This also means that you will not be able to purchase a Certificate experience.

What will I get if I subscribe to this Specialization?

When you enroll in the course, you get access to all of the courses in the Specialization, and you earn a certificate when you complete the work. Your electronic Certificate will be added to your Accomplishments page - from there, you can print your Certificate or add it to your LinkedIn profile.

Is financial aid available?

Yes. In select learning programs, you can apply for financial aid or a scholarship if you can’t afford the enrollment fee. If fin aid or scholarship is available for your learning program selection, you’ll find a link to apply on the description page.

Community Reinvestment Act (CRA)

kurs ist nicht verfügbar in Deutsch (Deutschland)

Wir übersetzen es in weitere Sprachen.

Community Reinvestment Act (CRA)

Q: What will I learn in this course?

<text variant="body1">You will learn why the Community Reinvestment Act was enacted, what it requires of banks, and how compliance is evaluated. The course covers assessment areas, community credit needs, CRA performance tests, rating levels, and examination standards, as well as the lending, service, and investment activities that contribute to positive CRA performance.

Dieser Kurs ist Teil von Spezialisierung „Fair Lending, Inclusion, and Employment Responsibilities“

Dozenten: Kriti Kamra

Bei enthalten

Mehr erfahren

3 Module

Verschaffen Sie sich einen Einblick in ein Thema und lernen Sie die Grundlagen.

Stufe Anfänger

Empfohlene Erfahrung

3 Stunden zu vervollständigen

Flexibler Zeitplan

In Ihrem eigenen Lerntempo lernen

3 Module

Verschaffen Sie sich einen Einblick in ein Thema und lernen Sie die Grundlagen.

Stufe Anfänger

Empfohlene Erfahrung

3 Stunden zu vervollständigen

Flexibler Zeitplan

In Ihrem eigenen Lerntempo lernen

Was Sie lernen werden

Explain the purpose, history, and core requirements of the Community Reinvestment Act (CRA)
Describe how banks are evaluated under CRA, including assessment areas, performance tests, rating levels, and examination standards
Identify lending, service, and investment activities that contribute to positive CRA performance and support community development goals
Apply foundational CRA compliance principles to real-world banking scenarios for supporting fair lending and regulatory compliance

Wichtige Details

Zertifikat zur Vorlage

Zu Ihrem LinkedIn-Profil hinzufügen

Kürzlich aktualisiert!

Mai 2026

Bewertungen

7 Aufgaben

Unterrichtet in Englisch

91%

of learners achieved a positive career outcome

Erfahren Sie, wie Mitarbeiter führender Unternehmen gefragte Kompetenzen erwerben.

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Dieser Kurs ist Teil der Spezialisierung Spezialisierung „Fair Lending, Inclusion, and Employment Responsibilities“

Wenn Sie sich für diesen Kurs anmelden, werden Sie auch für diese Spezialisierung angemeldet.

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Gewinnen Sie ein Grundverständnis bestimmter Themen oder Tools
Erwerben Sie berufsrelevante Kompetenzen durch praktische Projekte
Erwerben Sie ein Berufszertifikat zur Vorlage

In diesem Kurs gibt es 3 Module

Behind every compliant bank is a team that understands the Community Reinvestment Act (CRA); start building that knowledge today!

CRA is a landmark federal law requiring banks to meet the credit needs of the communities they serve, including low- and moderate-income (LMI) neighborhoods. Enacted in 1977 to combat redlining and disinvestment, CRA remains essential to fair lending and community development banking. This course delivers practical CRA training focused on real-world application over legal complexity. You will explore key CRA regulations, including assessment areas, community credit needs, CRA performance tests, rating levels, and CRA exam requirements through clear explanations, examples, and guided activities. Through interactive scenarios, video walkthroughs, and self-assessments, you will build foundational knowledge of CRA compliance, understand how banks are evaluated by regulators, and identify the lending, service, and investment activities that support strong CRA performance. By the end, you will be prepared to apply CRA principles confidently in your role. Enroll today to strengthen your CRA compliance skills, support fair lending, and advance responsible community investment.

Moduldetails

This module introduces the Community Reinvestment Act from the ground up; why it was enacted, what it requires, and where it applies. Learners begin with the historical context that led to CRA's passage, then build a working vocabulary of key terms and concepts. The module then turns to assessment areas and community credit needs, helping learners understand how banks identify and respond to the needs of the communities they serve, with particular attention to low- and moderate-income neighborhoods. By the end of this module, learners will have a solid foundation for understanding CRA's purpose, scope, and the community-focused framework that drives compliance.

Das ist alles enthalten

1 Lektüre3 Aufgaben7 Plug-ins

1 LektüreInsgesamt 2 Minuten

Course Overview: Community Reinvestment Act2 Minuten

3 AufgabenInsgesamt 27 Minuten

Practice Quiz: CRA Basics: Purpose, Scope, and Key Definitions8 Minuten
Practice Quiz: Assessment Areas and Community Needs4 Minuten
Graded Quiz: CRA Foundations and Community Needs15 Minuten

7 Plug-insInsgesamt 33 Minuten

Activity: Why CRA Exists5 Minuten
Activity: Key CRA Terms5 Minuten
Activity: Who the CRA Covers5 Minuten
Activity: CRA Scope Check5 Minuten
Activity: Mapping an Assessment Area5 Minuten
Activity: Understanding Community Needs5 Minuten
Activity: Key Takeaways: CRA Foundations3 Minuten

This module moves from foundational concepts to practical application. Learners explore how CRA performance is actually measured — the three performance tests, the four rating levels, and the role of the CRA Public File. The module then connects these evaluation mechanics to everyday banking work, showing learners how lending, service, and investment activities contribute to positive CRA performance. Through video examples and role-based scenarios, learners will see how CRA-relevant activities look in practice across different banking functions. By the end of this module, learners will understand both how their bank is evaluated and what they can do in their specific roles to support strong CRA performance.

Das ist alles enthalten

3 Aufgaben7 Plug-ins

3 AufgabenInsgesamt 27 Minuten

Practice Quiz: CRA Exams, Ratings, and the Public File8 Minuten
Practice Quiz: Everyday CRA-Relevant Activities4 Minuten
Graded Quiz: CRA in Practice15 Minuten

7 Plug-insInsgesamt 33 Minuten

Activity: The Three CRA Tests5 Minuten
Activity: CRA Ratings at a Glance5 Minuten
Activity: Inside a CRA Exam5 Minuten
Activity: Test or Rating?5 Minuten
Activity: Your Role in CRA5 Minuten
Activity: CRA Activities by Category5 Minuten
Activity: Key Takeaways: CRA in Practice3 Minuten

This final module brings the course full circle. Learners demonstrate their understanding of CRA concepts through a comprehensive graded assessment covering all three course objectives — the purpose and requirements of CRA, how performance is evaluated, and what activities support positive CRA performance. After the assessment, learners review key takeaways from the entire course and leave with an actionable checklist of steps they can take in their roles to apply what they've learned.