This course offers a strategic introduction to the principles and practices of credit analysis and fixed income investing. Designed for professionals seeking to deepen their understanding of credit risk and debt markets, it blends analytical frameworks with practical tools to evaluate financial health, creditworthiness, and investment potential. Learners will gain insights into how credit decisions are made, how various fixed income instruments function, and how financial and non-financial data inform risk assessment, building a strong foundation for roles in investment management, corporate finance, and credit evaluation.
Through hands-on exercises and real-world case studies, learners will apply concepts to actual market scenarios. By the end of the course, participants will be able to approach credit and fixed income analysis with greater precision and strategic insight.
This course is designed for finance professionals aiming to deepen their expertise in credit risk assessment and fixed income investing. Whether you're a financial analyst, fixed income trader, portfolio manager, or credit risk specialist at a bank or rating agency, the content is tailored to equip you with practical, industry-relevant skills. Investors looking to better understand the bond market will also benefit from its structured approach and real-world applications.
To get the most out of this course, participants should have a basic understanding of financial concepts such as time value of money, interest rates, and financial statements. Familiarity with Excel and basic quantitative skills will be helpful for completing hands-on exercises. While no prior experience in credit analysis or fixed income markets is required, those with a background in finance, accounting, or investment will find the course especially rewarding.
By the end of this course, participants will be able to execute fundamental credit risk assessments using industry-standard analytical frameworks and methodologies. They will develop the skills to evaluate a variety of fixed income securities—such as bonds, structured products, and loans—and understand the risk characteristics associated with each across different market segments. Learners will gain the ability to interpret credit ratings, analyze rating methodologies, and assess how these ratings impact investment decisions. Additionally, they will be able to apply essential financial statement analysis techniques to evaluate the creditworthiness of issuers, enhancing their capacity to make informed lending and investment choices.
In this course, you’ll learn how to evaluate credit risk and make informed fixed income investment decisions using financial analysis, credit ratings, and bond valuation techniques. You’ll focus on real-world applications like interpreting issuer financials, assessing default probability, and comparing fixed income instruments across sectors. Through expert instruction, case studies, and hands-on exercises, you’ll build the skills to analyze creditworthiness, manage portfolio risk, and apply structured methodologies used by credit analysts and institutional investors.
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1 lecture•Total 5 minutes
Welcome to the Course: Course Overview •5 minutes
In this module, you’ll learn how to assess credit risk by exploring the core principles of credit analysis, the major drivers of credit risk, and the differences between credit and equity evaluation. You’ll focus on how credit analysts make informed decisions across different markets, identify common analytical mistakes, and apply foundational credit concepts. Through expert-led videos, hands-on Excel exercises, real-world scenarios, and interactive assessments, you’ll gain the skills to evaluate credit risk with clarity, precision, and professional insight.
In this module, you’ll learn how to evaluate fixed income securities through the lens of credit risk, market structure, and macroeconomic context. You’ll focus on analyzing bond types, yield curves, and risk premiums across corporate and sovereign markets, while using tools like TRACE and FactSet to assess real-time market behavior and credit spreads. Through expert-led videos, hands-on exercises, live data analysis, and practical case studies, you’ll gain the skills to navigate complex bond portfolios and make credit-sensitive investment decisions with confidence and strategic insight.
In this module, you’ll explore the role and methodologies of credit rating agencies in assessing issuer and instrument risk. You’ll gain practical insights into how credit ratings influence market perception, pricing, and investment strategies, with a focus on distinctions between investment-grade and high-yield securities. Through real-world case studies, critical evaluation of rating agency practices, and Excel-based rating reviews, you'll strengthen your ability to interpret credit ratings, assess their implications, and navigate the complexities and controversies surrounding credit assessment in institutional finance.
In this module, you’ll explore the structure and components of financial statements with a focus on their role in credit risk assessment. You’ll gain practical insights into interpreting income statements, balance sheets, and cash flow statements to evaluate an issuer’s financial health. Emphasis will be placed on identifying critical financial ratios, analyzing earnings quality, and recognizing red flags that may indicate distress or default risk. Through real-world case studies, Excel-based financial analysis, and guided exercises, you'll strengthen your ability to extract meaningful credit insights from financial data and apply them to risk evaluation and lending decisions.
Our purpose at Starweaver is to empower individuals and organizations with practical knowledge and skills for a rapidly transforming world. By collaborating with an extensive, global network of proven expert educators, we deliver engaging, information-rich learning experiences that work to revolutionize lives and careers. Committed to our belief that people are the most valuable asset, we focus on building capabilities to navigate ever evolving challenges in technology, business, and design.
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What will I get if I subscribe to this Specialization?
When you enroll in the course, you get access to all of the courses in the Specialization, and you earn a certificate when you complete the work. Your electronic Certificate will be added to your Accomplishments page - from there, you can print your Certificate or add it to your LinkedIn profile.
Is financial aid available?
Yes. In select learning programs, you can apply for financial aid or a scholarship if you can’t afford the enrollment fee. If fin aid or scholarship is available for your learning program selection, you’ll find a link to apply on the description page.