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Community Reinvestment Act (CRA)

Ce cours n'est pas disponible en Français (France)

Nous sommes actuellement en train de le traduire dans plus de langues.

Community Reinvestment Act (CRA)

Ce cours fait partie de Spécialisation "Fair Lending, Inclusion, and Employment Responsibilities"

Instructeurs : Kriti Kamra

Inclus avec

3 modules

Obtenez un aperçu d'un sujet et apprenez les principes fondamentaux.

niveau Débutant

Expérience recommandée

3 heures à compléter

Planning flexible

Apprenez à votre propre rythme

3 modules

Obtenez un aperçu d'un sujet et apprenez les principes fondamentaux.

niveau Débutant

Expérience recommandée

3 heures à compléter

Planning flexible

Apprenez à votre propre rythme

Ce que vous apprendrez

Explain the purpose, history, and core requirements of the Community Reinvestment Act (CRA)
Describe how banks are evaluated under CRA, including assessment areas, performance tests, rating levels, and examination standards
Identify lending, service, and investment activities that contribute to positive CRA performance and support community development goals
Apply foundational CRA compliance principles to real-world banking scenarios for supporting fair lending and regulatory compliance

Détails à connaître

Certificat partageable

Ajouter à votre profil LinkedIn

Récemment mis à jour !

mai 2026

Évaluations

7 devoirs

Enseigné en Anglais

91% of learners achieved a positive career outcome

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Ce cours fait partie de la Spécialisation "Fair Lending, Inclusion, and Employment Responsibilities"

Lorsque vous vous inscrivez à ce cours, vous êtes également inscrit(e) à cette Spécialisation.

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Il y a 3 modules dans ce cours

Behind every compliant bank is a team that understands the Community Reinvestment Act (CRA); start building that knowledge today!

CRA is a landmark federal law requiring banks to meet the credit needs of the communities they serve, including low- and moderate-income (LMI) neighborhoods. Enacted in 1977 to combat redlining and disinvestment, CRA remains essential to fair lending and community development banking. This course delivers practical CRA training focused on real-world application over legal complexity. You will explore key CRA regulations, including assessment areas, community credit needs, CRA performance tests, rating levels, and CRA exam requirements through clear explanations, examples, and guided activities. Through interactive scenarios, video walkthroughs, and self-assessments, you will build foundational knowledge of CRA compliance, understand how banks are evaluated by regulators, and identify the lending, service, and investment activities that support strong CRA performance. By the end, you will be prepared to apply CRA principles confidently in your role. Enroll today to strengthen your CRA compliance skills, support fair lending, and advance responsible community investment.

This module introduces the Community Reinvestment Act from the ground up; why it was enacted, what it requires, and where it applies. Learners begin with the historical context that led to CRA's passage, then build a working vocabulary of key terms and concepts. The module then turns to assessment areas and community credit needs, helping learners understand how banks identify and respond to the needs of the communities they serve, with particular attention to low- and moderate-income neighborhoods. By the end of this module, learners will have a solid foundation for understanding CRA's purpose, scope, and the community-focused framework that drives compliance.

Inclus

1 lecture3 devoirs7 plugins

1 lectureTotal 2 minutes

Course Overview: Community Reinvestment Act2 minutes

3 devoirsTotal 27 minutes

Graded Quiz: CRA Foundations and Community Needs15 minutes
Practice Quiz: CRA Basics: Purpose, Scope, and Key Definitions8 minutes
Practice Quiz: Assessment Areas and Community Needs4 minutes

7 pluginsTotal 33 minutes

Activity: Why CRA Exists5 minutes
Activity: Key CRA Terms5 minutes
Activity: Who the CRA Covers5 minutes
Activity: CRA Scope Check5 minutes
Activity: Mapping an Assessment Area5 minutes
Activity: Understanding Community Needs5 minutes
Activity: Key Takeaways: CRA Foundations3 minutes

This module moves from foundational concepts to practical application. Learners explore how CRA performance is actually measured — the three performance tests, the four rating levels, and the role of the CRA Public File. The module then connects these evaluation mechanics to everyday banking work, showing learners how lending, service, and investment activities contribute to positive CRA performance. Through video examples and role-based scenarios, learners will see how CRA-relevant activities look in practice across different banking functions. By the end of this module, learners will understand both how their bank is evaluated and what they can do in their specific roles to support strong CRA performance.

Inclus

3 devoirs7 plugins

3 devoirsTotal 27 minutes

Graded Quiz: CRA in Practice15 minutes
Practice Quiz: CRA Exams, Ratings, and the Public File8 minutes
Practice Quiz: Everyday CRA-Relevant Activities4 minutes

7 pluginsTotal 33 minutes

Activity: The Three CRA Tests5 minutes
Activity: CRA Ratings at a Glance5 minutes
Activity: Inside a CRA Exam5 minutes
Activity: Test or Rating?5 minutes
Activity: Your Role in CRA5 minutes
Activity: CRA Activities by Category5 minutes
Activity: Key Takeaways: CRA in Practice3 minutes

This final module brings the course full circle. Learners demonstrate their understanding of CRA concepts through a comprehensive graded assessment covering all three course objectives — the purpose and requirements of CRA, how performance is evaluated, and what activities support positive CRA performance. After the assessment, learners review key takeaways from the entire course and leave with an actionable checklist of steps they can take in their roles to apply what they've learned.

Inclus

1 lecture1 devoir1 plugin

Obtenez un certificat professionnel

Ajoutez ce titre à votre profil LinkedIn, à votre curriculum vitae ou à votre CV. Partagez-le sur les médias sociaux et dans votre évaluation des performances.

Instructeurs

Kriti Kamra

SkillUp

27 Cours5 375 apprenants

Offert par

SkillUp

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Foire Aux Questions

This course is designed for professionals working in banking and financial services, including roles in lending, retail banking, compliance, community development, and operations. It is especially relevant for individuals responsible for managing customer credit needs, supporting regulatory compliance, or contributing to activities that affect their institution's CRA performance.

No prior knowledge of CRA or banking regulations is required. The course is beginner-friendly and introduces key concepts, terminology, and requirements in a clear, practical manner, making it accessible to anyone new to CRA compliance topics.

You will learn why the Community Reinvestment Act was enacted, what it requires of banks, and how compliance is evaluated. The course covers assessment areas, community credit needs, CRA performance tests, rating levels, and examination standards, as well as the lending, service, and investment activities that contribute to positive CRA performance.

The course is organized into three focused modules covering CRA foundations, practical application, and a final assessment. Each module includes a mix of readings, interactive activities, and scenario-based exercises, followed by graded assessments to evaluate your understanding. For further responsible, inclusive financial practices, enroll in Safeguarding Against Financial Elder Abuse

This course equips you with the knowledge to recognize CRA-relevant activities in your day-to-day role, understand how your institution is evaluated by regulators, and contribute meaningfully to fair lending and community development goals. It builds the compliance awareness needed to act confidently and responsibly within your banking role.

To access the course materials, assignments and to earn a Certificate, you will need to purchase the Certificate experience when you enroll in a course. You can try a Free Trial instead, or apply for Financial Aid. The course may offer 'Full Course, No Certificate' instead. This option lets you see all course materials, submit required assessments, and get a final grade. This also means that you will not be able to purchase a Certificate experience.

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